So, you’re 25, you’ve got your eyes on a sweet new $50,000 ride, and you’re ready to start saving. You hit the internet and stumble upon two very different game plans. In one corner, we have the heavyweight champ of simplicity: the TFSA (Tax-Free Savings Account). It’s straightforward, government-approved, and lets you invest your money … Read more

This is a classic “empty nester” dilemma, and there’s no single right answer. The best choice depends entirely on your financial goals and desired lifestyle for the next chapter of your lives. Here’s a breakdown of the pros and cons for your situation. Option 1: Downsize to a Condo 🏢 Downsizing is primarily a decision … Read more